Email : admin.ao@stcb.org.in
Call on us : +91 80 22958155/56/57

Loan Rate of Interest with effective from 20.02.2024

Sree Thyagarja Housing Loan

Amt in lacs Repayment period ROI Repayment period ROI Repayment period ROI
Upto Rs.10.00 Upto 60 Months 8.50% Upto 120 Months 8.75% Upto 240 Months 9.00%
Upto Rs.35.00 Upto 60 Months 9.00% Upto 120 Months 9.25% Upto 240 Months 9.75%
Above Rs.35.00 Upto 60 Months 9.25% Upto 120 Months 9.75% Upto 240 Months 10.00%

Sree Thyagaraja Mortgage Loan

Amt in lacs Repayment period ROI Repayment period ROI Repayment period ROI
Upto Rs.10.00 Upto 60 Months 10.00% Upto 120 Months 10.50% Upto 150 Months 10.75%
Above Rs 10.00 Lakhs Upto Rs.25.00 Lakhs Upto 60 Months 10.25% Upto 120 Months 10.75% Upto 150 Months 11.25%
Above 25.00 Lakhs Upto Rs.50.00 Lakhs Upto 60 Months 10.50% Upto 120 Months 11.00% Upto 150 Months 11.50%
Above Rs. 50.00 Lakhs Upto 60 Months 10.75% Upto 120 Months 11.25% Upto 150 Months 11.75%
Above Rs.2.00 Crore Priority Upto 60 Months 9.25% Upto 120 Months 9.75% Upto 120 Months 10.25%

Loan Facilities and Rate of Interest

Sr.No Loan Type Rate of Interest
1 Short Term Gold Loan 8.75%
2 Gold Loan; Upto Rs.15.00 Lakh 11.50%
3 Over Draft / Cash Credit Loan on Property
Over Draft / Cash Credit Loan on Deposits 		11.50%
10.50%
4 Surety Loan / Salary Loan 15.00%
5 NSC / LIC / KVP / IVP Loan 12.50%
6 Vehicle Loan 10.50%
7 Business Loan 12.00%
8 Rent Discount Loan 12.75%
9 Immovable Property Loan: For House Construction / For Purchase 10.00%
10 Site Purchase Upto Rs. 25 Lakhs
Above 25 Lakhs 		11.50%
11.50%
11 House Repair Upto Rs 5 Lakh 12.00%
12 Mortgage Loan

Mortgage Loan ( EMI )
Mortgage Loan Priority
B katha Immovable Property Loan
B katha Immovable Property loan for Purchase 		13.50%

13.50%
11.50%
14.50%
9.50%
13 Education Loan; For studies in India, Upto Rs.10 Lakh
For studies abroad, Upto Rs.20 Lakh 		10.25%
10.50%
14 Consumer Durable Loan 15.00%
15 Real Estate Purpose 14.00%
16 Group Loan 16.00%