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Loan Facilities and Rate of Interest

Sr.No Loan Type Rate of Interest
1 Gold Loan; Upto Rs.10.00 Lakh 11.50%
2 Over Draft / Cash Credit Loan 11.75%
3 Surety Loan / Salary Loan 15.50%
4 NSC/LIC/KVP/IVP Loan 12.75%
5 Vehicle Loan 10.25%
6 Business Loan 11.75%
7 Rent Discount Loan
Upto Rs 1.00 Crore
1.00 to 3.00 Crore
Above 3.00 Crore
13.75%
13.50%
13.25%
8 Immovable Property Loan: For House Construction; Upto Rs.25 Lakh
Above Rs.25 Lakh
10.25%
11.00%
9 For House Purchase or Site Purchase; Upto Rs.25 Lakh
Above Rs.25 Lakh
11.75%
12.75%
10 House Repair Upto Rs 5 Lakh 13.75%
11 Mortgage Loan; Upto Rs.1 Crore
Rs 1 Crore to Rs 3 Crore
Above Rs.3 Crore
B Katha Immovable Property Loan: Upto Rs 20.00 Lakh
14.25%
14.00%
13.75%
14.25%
12 Education Loan; For studies in India, Upto Rs.7.5 Lakh
For studies abroad, Upto Rs.15 Lakh
10.50%
10.75%
13 Consumer Durable Loan 15.50%
14 Real Estate Purpose 13.25%
15 Group Loan 15.00%

* 1% Rebate on same month is offered every month on regular repayment of monthly instalments on due date.